Privacy Policy

Last Updated: 11/24/2025

1. Information We Collect

We collect information that you provide directly to us, including:

  • Personal identification information (name, date of birth, Social Security Number)
  • Contact information (email address, phone number, mailing address)
  • Financial information (income, employment, bank account details)
  • Credit information obtained from credit bureaus
  • Device and usage information when you use our website

2. How We Use Your Information

We use the information we collect to:

  • Match you with potential lenders
  • Process your loan application
  • Verify your identity and prevent fraud
  • Communicate with you about your application
  • Improve our services and user experience
  • Comply with legal obligations

3. Information Sharing

We share your information with lending partners who may be able to offer you a loan. We may also share information with:

  • Service providers who assist in our operations
  • Credit bureaus and verification services
  • Legal authorities when required by law
  • Business partners with your consent

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement industry-standard security measures to protect your information, including:

  • 256-bit SSL encryption for data transmission
  • Secure servers with restricted access
  • Regular security audits and updates
  • Employee training on data protection

5. Your Rights and Choices

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your information (subject to legal requirements)
  • Opt out of marketing communications
  • Withdraw consent for data processing where applicable

6. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can control cookie settings through your browser preferences.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. Please review their privacy policies before providing any information.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from children.

9. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to opt out of the sale of personal information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on our website with an updated effective date.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

LoanLemp LLC

1234 Market Street, Suite 200

San Francisco, CA 94105

Phone: (415) 555-2984

Email: support@loanlemp.com