Terms of Service

1. Acceptance of Terms

By accessing and using LoanLemp.com, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our services.

2. Service Description

LoanLemp is a loan matching service that connects borrowers with potential lenders. We do not make loans directly. We provide a platform to help you find lending partners who may offer you a loan based on your qualifications.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a U.S. citizen or permanent resident
• Have a valid Social Security Number
• Have a valid email address and phone number
• Have an active bank account

4. Credit Authorization

By submitting your application, you authorize LoanLemp and its lending partners to obtain your credit report and verify your information. This may result in a hard credit inquiry which could affect your credit score.

5. No Guarantee of Loan

Submitting a loan request does not guarantee that you will be matched with a lender or approved for a loan. Loan approval is subject to the lender's underwriting criteria and policies.

6. Fees and Charges

LoanLemp does not charge consumers for our matching service. However, lenders may charge origination fees, late payment fees, and other charges. Please review all loan terms carefully before accepting any loan offer.

7. Privacy and Data Security

We take your privacy seriously. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Communication Consent

By providing your contact information, you consent to receive communications from LoanLemp and its lending partners via phone, email, and text message regarding your loan application. You may opt out at any time.

9. Limitation of Liability

LoanLemp is not responsible for the actions of third-party lenders. We do not guarantee the accuracy of information provided by lenders or the terms of any loan offers you may receive.

10. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

11. Contact Information

If you have questions about these Terms of Service, please contact us: